Financial Statements

Broker’s Compensation

Dufferin Mutual, a division of Integrated Mutual Insurance Group has contracts with independent Brokers.

Brokers are compensated in the form of a commission payment calculated as a percentage of your insurance premium. Brokers are obligated to disclose their commission earnings on a client’s policy, if so requested.


The following is a breakdown of the commissions paid by Dufferin Mutual to contracted Brokers:


Private Passenger & Commercial Automobile 12.5%

Miscellaneous Automobile 10%

Residential Property 20%

Farm Property 20%

Commercial Property 20%

Contingent Profit Commissions (CPC)

As part of our brokerage contract, we recognize Broker profitability through a Contingent Profit Commission (CPC) program. Receipt of a CPC payment is entirely dependent on the overall profitability of the business submitted by a Broker. Therefore, this commission is not guaranteed to any Broker.